This is unfortunate. Health problems are unpredictable and very expensive, in my experience. I was grateful for ACA (unsubsidized) in 2015 in spite of being on

This is unfortunate. Health problems are unpredictable and very expensive, in my experience. I was grateful for ACA (unsubsidized) in 2015 in spite of being on a bronze plan with a high deductible. Why? Because even though I was generally paying for care out of pocket due to my high deductible, the insurance company had negotiated much lower rates for this care than what the providers wanted to charge me. I guess I could have dealt with the 10+ providers and negotiated lower cash prices myself but I have a day job. In my estimation, the negotiated rates saved me $3k compared to the billed rates. People I know minimized the dent to their financial health as a result of it of ACA as well. Life and health is unpredictable and one can be hale and hearty one day and hospitalized in the ER the next. The thought of being without health insurance and allowing one's meager savings to be wiped out as a result is an outcome that sends chills down my spine. I hope I don't come across as shilling but I am grateful for the ACA. It is not perfect but just like democracy, it is the best that this country has been able to scrape up after 200+ years of SOL-care.