Totally anecdotal: A few months ago a friend was down by the Mississippi river park in downtown Minneapolis where there were a group of young homeless guys drin

Totally anecdotal: A few months ago a friend was down by the Mississippi river park in downtown Minneapolis where there were a group of young homeless guys drinking under a bridge trestle. Turns out these guys had undergraduate degrees with massive student loan debt. They explained they'd decided to become homeless because they didn't see any way to ever pay it back.