Ok this isn't really representative then. You got in by entering the pyramid scheme earlier. For 20 somethings who were born too late this isn't an option. They

Ok this isn't really representative then. You got in by entering the pyramid scheme earlier. For 20 somethings who were born too late this isn't an option. They are not suckers, they are victims. I don't think social rituals are what is breaking most people, it's economic rent and exploitation by money issuers. On that let's be clear - this is not the kids' fault.