Because we don't need a second car ;) Sorry if I worded that wrong and implied it was generally a bad idea. I don't make any claims for anyone else's financia

Because we don't need a second car ;) Sorry if I worded that wrong and implied it was generally a bad idea. I don't make any claims for anyone else's financial policies. It's just an example I used for my case since we've got one car and we work about 3 miles from home in the city so I can ride my motorcycle during the nice 3/4 of the year (free parking at work!) and carpool during the nasty 1/4 of the year. I've considered getting a second car and I guess I could take out a loan instead of just buying it but it would cost me more in the long run due to interest and we don't really need the second car so either way it's money spent unnecessarily. Either way, needing to establish credit is not enough reason to sway me at the moment.