I've found that they will detect the fraud before I do. Like they always have. It's your responsibility to report fraud, but they're the big loser so they have

I've found that they will detect the fraud before I do. Like they always have. It's your responsibility to report fraud, but they're the big loser so they have more incentive to find the bad purchases ASAP. Going through notifications after each purchase, or looking at a monthly bill, you're doing the same thing but in different time periods. We're all on the brink of app notification overload, I don't need one for each purchase I or my wife makes.