"Only $499" essentially depends on where you are in this recession right now. If you've survived so far or are back on track, if your employer or business is i

"Only $499" essentially depends on where you are in this recession right now. If you've survived so far or are back on track, if your employer or business is in the black and you're a decently-paid professional without too many expenses, it's probably a worthwhile investment in improving your digital lifestyle. If your outlook is more mixed, especially if you're part of that 10% of Americans currently without a job, you probably want to keep that $499 in the account just in case you need it when you go out for groceries in the coming months.