Well, privately insured patients pay for their privilege when they're getting old, when the insurances hike up their fees to no end. Everyone knows that, but pe

Well, privately insured patients pay for their privilege when they're getting old, when the insurances hike up their fees to no end. Everyone knows that, but people that earn enough to qualify are in denial because it provides them with a bit more disposable income in the short run. The situation of having that many insurances is certainly bloat, but interestingly enough, it led to the situation where some of them operate with a deficit, while others operate quite efficiently. With the current legal situation, and literally hundreds of companies still being around, I'm not sure this is something that can be streamlined in the next few decades. People would lose jobs, after all.