I'd rather have the RSUs (https://en.wikipedia.org/wiki/Restricted_stock https://en.wikipedia.org/wiki/Restricted_stock) that my company gives us, than stock op

I'd rather have the RSUs (https://en.wikipedia.org/wiki/Restricted_stock https://en.wikipedia.org/wiki/Restricted_stock) that my company gives us, than stock options. A chunk of them vests each quarter, they allocate an appropriate fraction of that chunk to cover taxes, and the resulting shares are ours to hold or sell. No dilemma of when to exercise or whatever, no risk of being underwater. My father once got stock options from Nortel Networks right before the dot-com bubble bust (sometime between 2000 and 2002). He exercised them, sold some to buy a car, but held onto the rest, had to pay a hefty tax bill, and then when the price nose-dived, they were worth less than what it had cost him in taxes.