Sure, except BoA NSF/Returned Item fees are also $35, except the transaction will be declined so you won't unknowingly rack up 4 of these transactions in a day.

Sure, except BoA NSF/Returned Item fees are also $35, except the transaction will be declined so you won't unknowingly rack up 4 of these transactions in a day. See https://www.bankofamerica.com/content/documents/deposits/service/pdf/docrepo/BAC_Core_Checking_ENUS.pdf https://www.bankofamerica.com/content/documents/deposits/ser... for an explanation of their practices.