Well considering I lived well below the median level for several years, I'd like to think I have at least some idea of what it is like. I knew I could never af

Well considering I lived well below the median level for several years, I'd like to think I have at least some idea of what it is like. I knew I could never afford a family or house at that level, much less retirement and college funds, so I put off having children, buying a home, etc.