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The only trike I've ridden had a coaster brake. No feet being thrown off, at all, you just turn it backward a bit to stop. I'm sure insuring bicycles or tricyc
by SwellJoe 11y ago
The only trike I've ridden had a coaster brake. No feet being thrown off, at all, you just turn it backward a bit to stop.
I'm sure insuring bicycles or tricycles is much cheaper than insuring automobiles (and actually not required, by law, as it is with autos). I would think the rider would be responsible for damages, and not the owner of the vehicle, but that's just a guess.
Regardless, somehow bicycle rental businesses manage to exist in every major city. So, it must be possible to insure them. I would think the personal injury risk to her customers would be the bigger insurance concern, but if I were doing it, I'd require customers to sign a very strongly worded waiver of liability for injury.
- draker 11y agoI believe she would have more risk than a typical bicycle rental business because she has to assume the liability for both the rental business and the product. If the bicycles I use for my business have defective brakes and are recalled by the manufacturer, my rental customers are at risk but some of that liability is shouldered by the manufacturer. If bikes I manufacture have defective brakes, I have to assume that liability and could be found at greater fault because I have the ability to test and recall the product.