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On the other hand, traditional banks can easily copy all these features if they become important to customers. I'm not sure they can be long-term differentiator
by danmaz74 11y ago
On the other hand, traditional banks can easily copy all these features if they become important to customers. I'm not sure they can be long-term differentiators - unless software patents, which fortunately here in Europe are much less strong than in the US - and I don't see any network effect to give the first mover a strong advantage.