3 ms·So generally mint.com as a bank instead of as an app for an existing bank ?by iofj 11y agoSo generally mint.com as a bank instead of as an app for an existing bank ?buro9 11y agoOne could view it that way. But the key thing is speed. Instant notification and control. Mint.com is just a layer over it at the end, rather than real-time control.nailer 11y agomint is massively limited simply because it isn't a bank.