In general, the older you get, the more "boxed in" you become by your history. At this point, it's either I start at the very bottom, competing with people fre

In general, the older you get, the more "boxed in" you become by your history. At this point, it's either I start at the very bottom, competing with people fresh off school who are willing to work for next to nothing, or make some loans and take up a new college degree.