That's only feasible if you have limits large enough to put the whole balance on. Also, the interest will kill you unless you actually plan on declaring bankru

That's only feasible if you have limits large enough to put the whole balance on. Also, the interest will kill you unless you actually plan on declaring bankruptcy, in which case say goodbye to any chance of buying a house in the next seven years. I would think that in your early twenties, defaulting on student debt and declaring bankruptcy would have roughly the same net impact on your life.