I don't think anyone is arguing it's easy to run a restaurant, or even to start one. That's not the point. The point is that someone having a business that's fa

I don't think anyone is arguing it's easy to run a restaurant, or even to start one. That's not the point. The point is that someone having a business that's failing, or losing their job for that matter, has not had their "livelihood destroyed". They have had one tool in maintaining their livelihood removed, it does not mean they have no more. And while capital does not (and really should not) line up easily for restaurateurs, I would still argue that someone who can raise capital once has a well above average chance of being able to raise it twice, regardless of the risk of the venture. This also assumes the only choice a business owner has when their business fails is to start another.