Right. If you don't consider the training period you have a ridiculously rosy picture of the economics for a doctor. And as you say, this is the best case. F

Right. If you don't consider the training period you have a ridiculously rosy picture of the economics for a doctor. And as you say, this is the best case. Few doctors make anything like what cardiologists make. In addition to all the debt you rack up, finishing your schooling in your 30s represents a huge opportunity cost - in the US a software developer with a BS has grossed something like a million dollars by then.