4 ms·
What happens with the fraud? Does the charge back affect the seller or the bank? Sucks if the former. What do other people/companies do about this? Surely all t
by smegel 11y ago
What happens with the fraud? Does the charge back affect the seller or the bank? Sucks if the former. What do other people/companies do about this? Surely all the CC frauds in the world haven't chosen to gang up on one tiny seller of niche candy from Japan...
- tehwebguy 11y agoThey aren't doing it to take money from them, they are using Candy Japan to test their cards out before using them for more expensive items that can be liquidated.
- huac 11y agobeyond the cost of the actual purchase ($5 is pretty insignificant), card processors charge high fees per chargeback, and too many chargebacks (IIRC >1% of transactions) can get you kicked off and blacklisted from any reputable card processor for life
- bemmu 11y agoI believe the seller, unless I just happen to have a particularly bad deal with my gateway.