As I said, banks are creating money, digital debt credits, in their computers. That money is largely regarded as equal to currency in the prevailing global fina

As I said, banks are creating money, digital debt credits, in their computers. That money is largely regarded as equal to currency in the prevailing global financial system, since everyone uses the banks transaction system (SWIFT, Visa, etc) and trusts the value of the debt credits. The real currency are the notes and coins, the "legal tender" printed by the government, which comprises less than 3% of the money supply.