Interesting idea, but underwhelming lessons: "invest in education and training, take side jobs, push back retirement". I personally subscribe to the genetic op

Interesting idea, but underwhelming lessons: "invest in education and training, take side jobs, push back retirement". I personally subscribe to the genetic optimization/hill-climbing strategy: To make sure you don't get stuck in local optima, make sure you're time-to-time riskily choosing what may seem like short-term losses, and injecting a healthy degree of randomness/mutation in your process. Over time, your degree of risk and randomness should slowly decrease. Even so, you may find that a boost of randomness/mutation/risk may be necessary even during later stages of life.