I wonder how the vendor can be described as "unreputable". It seems like the vendor has the least possibilities of all those involved (banks, cc companies, stri

I wonder how the vendor can be described as "unreputable". It seems like the vendor has the least possibilities of all those involved (banks, cc companies, stripe) to spot fraud. The credit card companies also reap all the benefits of making it easy to use their cards (no pin, no 2FA) but apparently pass the losses from that policy on to the vendors.