Even when your insurance is 'top of the line', if it's cheaper to hire lawyers than to treat you, then they might just hire lawyers. Insurance has a big incent

Even when your insurance is 'top of the line', if it's cheaper to hire lawyers than to treat you, then they might just hire lawyers. Insurance has a big incentive to not provide it's service when the cost is high. And this can happen to anyone with the right kind of car accident.