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Sure, it will be more expensive than the automated car. But why would it be more expensive than today? Why would automated cars on the road make manually operat
by cpitman 11y ago
Sure, it will be more expensive than the automated car. But why would it be more expensive than today? Why would automated cars on the road make manually operated cars more risky than they are today?
- toomuchtodo 11y agoAt the moment, there is no other option other than human driving cars. Once automated cars are a realistic option, insurance companies can properly price insurance for human drivers much higher (comparatively speaking). A self-driving car should have almost 0 risk, meaning the vast majority of cars (if self driving) would carry no risk to the insurer.
- afarrell 11y agoyes, but that doesn't explain why the underlying risk of insuring human drivers would rise. Nor does it explain why, since the underlying risk is the same, Progressive wouldn't offer lower rates than Geico's.
- Consultant32452 11y agoI suspect that the risk would actually lower for the remaining human drivers as the AI vehicles are probably going to be better at predicting and dodging our stupid mistakes, resulting in fewer accidents even if we don't improve our driving abilities.
- monochromatic 11y ago> Once automated cars are a realistic option, insurance companies can properly price insurance for human drivers much higher (comparatively speaking). What's "proper" about raising the prices for no reason? If they start pricing human drivers higher than they currently do, some other insurer will just undercut them.