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> There will be a billing error somewhere, and it will be to your detriment. They may refer you to collections if you do not pay the incorrect amount while dis
by ashark 11y ago
> There will be a billing error somewhere, and it will be to your detriment. They may refer you to collections if you do not pay the incorrect amount while disputing the charges, as happened to my girlfriend.
Yep. Can confirm: US hospitals and other care providers are total d-bags when it comes to billing. It doesn't help that for anything remotely complicated you end up receiving 2-3 different bills from each of 5-6 different entities (the hospital, a couple of doctors or departments in the hospital, a couple of labs, a GP for your checkups afterward, et c.), only one of which from each will actually be the one you need to pay. It can easily take most of a year to sort all the crap out, especially if you have any kind of dispute with insurance or billing error from the providers (the bigger the procedure, the closer the probability of this approaches 100%). Makes for a totally stress-free recovery. eye roll
It's like it's designed to screw up people's credit, even when they're trying to pay what they owe.
- smileysteve 11y ago+ 1 > It's like it's designed to screw up people's credit, even when they're trying to pay what they owe. I had a bill that was 100% covered by insurance, only they never sent it to me. it's 3 years later and despite my insurance now paying the bill twice, countless conversations, some collections agency is still giving me calls, and it's still on my credit report. I have insurance, I make a great income, I paid every bill that I received. Somehow it's still biting me. (It's not a huge debt, and I disputed it as soon as the collection notice arrived, and my credit is not direly affected)