Requiring taxpayers to file returns without being told what the government already knows makes as much sense “as if Visa sent customers a blank piece of paper,

Requiring taxpayers to file returns without being told what the government already knows makes as much sense “as if Visa sent customers a blank piece of paper, requiring that they assemble their receipts, list their purchases — and pay a fine if they forget one,” said Joseph Bankman, a professor at the Stanford Law School. Agree. The problem is that the "big box accounting shops" like H&R Block, Jackson Hewett, et al. throw their weight around and complain. Paper tax returns are horribly inefficient, but that's how the big box accounting shops make the majority of their income. Given that taxes (withheld) are essentially an interest-free loan to the government, it seems more than logical that the government could pay a "dividend" of sorts to people by simplifying the filing process without the use of some overpaid H&R Block agent, a CPA or tax lawyer.