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So, basically, because we've never seen premium spending go down we don't have examples of how premium reductions affect total compensation. Despite the implic

• ars 11y ago
  And the best way to reduce premiums is by encouraging more people to get Cadillac policies. Which is the opposite of what they are doing. Those Cadillac policies subsidize all the other premiums both directly at the insurer, and indirectly at the hospital which can then afford to receive below market rates for everyone else. For example when the Check 21 Act passed banks responded by eliminating free checking accounts, making things worse for exactly those people the law was supposed to help.
  • reycharles 11y ago
    > And the best way to reduce premiums is by encouraging more people to get Cadillac policies. What do you base that on?
    • ars 11y ago
      > What do you base that on? I explained that in the rest of my post. Did you have a specific question about it?