I think what some are missing here is whom the regulation (of gambling, alcohol/tobacco advertising, lending regulation etc) is ment to protect. Pulmonary phys

I think what some are missing here is whom the regulation (of gambling, alcohol/tobacco advertising, lending regulation etc) is ment to protect. Pulmonary physicians didn't need regulation to cease smoking[1], people with basic financial schooling probably won't get tricked by usury (which, interestingly, has been banned since medieval times but is now permitted in many countries), and so on. If you're an educated, conscientious person you don't need this (and are sometimes needlessly constrained by it, which can be frustrating). But it was never for you. It's for the struggling single-parent who would otherwise burn their paycheck on an online casino -- and get through the month with 300% payday loans. [1] http://onlinelibrary.wiley.com/doi/10.3322/canjclin.36.1.2/pdf http://onlinelibrary.wiley.com/doi/10.3322/canjclin.36.1.2/p...