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Many credit cards offer a bonus if you spend $X in the first 3 months. And then it's usually 1-5% cash back at certain vendors after that.
by gonyea 11y ago
Many credit cards offer a bonus if you spend $X in the first 3 months. And then it's usually 1-5% cash back at certain vendors after that.
- DrScump 11y agoMany credit cards offer a bonus if you spend $X in the first 3 months. Well, sure, but that's not a marginal advantage to using it for this one purpose unless you're not charging anything else. And then it's usually 1-5% cash back at certain vendors after that. I've not seen any card with an unlimited bonus on something like this of more than 2%. You might see 3% on limited categories like fuel (like Costco) or groceries.'
- gonyea 11y agoChase freedom has 5% cash back with Amazon. This month it's actually 10%. They did recently cap the monthly rewards at $150 total, which is a bummer. You can get 20%+ cash back (up top $10k in purchases) with discover if you use it with Apple Pay this month. http://www.uscreditcardguide.com/discover-apple-pay-22-23-or-30-cash-back/ http://www.uscreditcardguide.com/discover-apple-pay-22-23-or... And yeah, that's real. I never pay full price for anything ;). Even my taxes.
- DrScump 11y agoI never pay full price for anything On that note, I don't pay for anything on Amazon; I can use my Citi points like cash there... and my designated charity (OneBrick) still gets their full cut. Thanks for sharing the Apple Pay info, but it seems to require Apple devices.