All of these pay with your phone things are really pointless until we can also show ID with our phones. As long as we are required to carry physical government

All of these pay with your phone things are really pointless until we can also show ID with our phones. As long as we are required to carry physical government issued id's we'll still need a wallet, and since we are carrying a wallet anyway why not just keep your cards with you as well. Until using my phone for things means I wont have to carry my wallet, I just don't see the benefit.