Credit cards get skimmed by altered machines all the time, trusting the machine is the sketchy part. The nice part with mobile payments is you only have to trus

Credit cards get skimmed by altered machines all the time, trusting the machine is the sketchy part. The nice part with mobile payments is you only have to trust your device. I'm pretty sure a mobster hasn't found my phone in the middle of the night and altered it. I am not so sure about a POS terminal at any random store. Target's POS got owned, why should I trust anyone else? If someone hacked the terminal I use for an Apple Pay transaction what exactly would happen? It's a one time token that gets passed to the terminal and I immediately get a push update about the transaction.