This is anecdotal, of course - but it's been much slower than swiping at every store I've used it at. These stores were using the exact same terminals for swipi

This is anecdotal, of course - but it's been much slower than swiping at every store I've used it at. These stores were using the exact same terminals for swiping just a few months ago, so it's not the network. Hopefully it's just crappy hardware in the terminals that's not optimized for EMV. Edit: Swiping used to take 1-2 seconds to process, EMV seems to take about 10.