I've found that if you already have your phone in your hand, using Apple Pay is quicker than getting your wallet out. If you need to fish your phone out of one

I've found that if you already have your phone in your hand, using Apple Pay is quicker than getting your wallet out. If you need to fish your phone out of one pocket, it's probably just as easy to fish your wallet out of another. I like the idea of Apple Pay. It's not accepted at enough places yet to make it really worthwhile, but I could see contactless payments being a big thing in the future.