I'm having the similar troubles with terminals that only allow chip and signature or terminals that have a chip slot but only allow swiping. I've found that if

I'm having the similar troubles with terminals that only allow chip and signature or terminals that have a chip slot but only allow swiping. I've found that if you read carefully it will tell you whether to "insert" or "swipe" your card...old habits die hard. This is what happens, I try Apple Pay, a lot of times it doesn't work. Pull my card out and insert it. Also doesn't work. Finally I swipe the damn thing and ta-da back to normal. I almost wish Apple would use geofencing to let us know if the retailer supports Apple Pay or not so I can quickly abort the mission ahead of time.