In Norway about 80% of the POS terminals have support for NFC payment, however all the retailers have disabled them. The reason is that we have a national debi

In Norway about 80% of the POS terminals have support for NFC payment, however all the retailers have disabled them. The reason is that we have a national debit card system that is paid for by the banks (and indirectly the consumers) and not the merchants. Enabling the NFC payments would result in them having to pay surcharge on most transactions. The terminals do support credit cards but almost everyone use the national system called BankAxept. There are some national NFC providers on the way from the banking groups, but I think it's really stupid to develop something that only works locally.