In my current bag, my phone is a lot easier to access than my wallet. So I use Apple Pay wherever I can. I can't really use it many places. So far it's mostly

In my current bag, my phone is a lot easier to access than my wallet. So I use Apple Pay wherever I can. I can't really use it many places. So far it's mostly Trader Joe's and Walgreens. Local coffee shops, farmer's market, I gotta take out the cards. But this will change; a few years ago I had to bring cash to the farmer's market and now everyone there can swipe a card with their smartphone. It'll be interesting to see what the small-vendor uptake of Square's NFC reader is when it comes out...