I sure as hell don't, assuming the retailer accepts at all (most up here don't), the cashier almost never knows how to make it work and looks at me like I'm try

I sure as hell don't, assuming the retailer accepts at all (most up here don't), the cashier almost never knows how to make it work and looks at me like I'm trying to pull a scam when I pull my phone out instead of my wallet. Joys of living in the backwoods.