This comparison is bad, because a card doesn't have a screen, Internet, phoning capability, Kwazy Cupcakes, or a camera. The point of NFC payments on phones is

This comparison is bad, because a card doesn't have a screen, Internet, phoning capability, Kwazy Cupcakes, or a camera. The point of NFC payments on phones is so that you don't have to use your card, which is in your wallet, while your phone is in your hand.