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Forgive me if this is ignorant, but does that basically mean the "employer match" (common at orgs I've worked for) is basically doing nothing as it's a similar
by chadgeidel 11y ago
Forgive me if this is ignorant, but does that basically mean the "employer match" (common at orgs I've worked for) is basically doing nothing as it's a similar percentage?
- vinceguidry 11y agoEmployers only match what you put in, whereas mutual funds take fees off of the returns. That suggests to me to contribute only enough to get your match, and roll it into an individual account after you leave the company for more control over where it goes.
- Kluny 11y agoAgreed. Not as set-it-and-forget-it as it's advertised to be, but never turn down free money. Just do the math so you know what you're getting.