Simple. In Africa it is so difficult/expensive to get credit that there are almost risk free loans that are not getting founding. Second, they write status rep

Simple. In Africa it is so difficult/expensive to get credit that there are almost risk free loans that are not getting founding. Second, they write status reports back to the site, so they know they are not being "used" by some "big company" - they know there are humans on the other side of the computer.