It's mostly cultural. In the Netherlands, the majority of online payments are done during a system called "iDeal". A few hours' drive away, and that system is n

It's mostly cultural. In the Netherlands, the majority of online payments are done during a system called "iDeal". A few hours' drive away, and that system is never heard of. Different laws. Of course the EU exists to combat exactly that problem, but they haven't succeeded yet. The problem your company tries to solve may not even be relevant in half the markets.