The article is pretty explicitly discussing new ways for insurance companies to get better data on your lifestyle. The poor don't buy overeat because it's chea

The article is pretty explicitly discussing new ways for insurance companies to get better data on your lifestyle. The poor don't buy overeat because it's cheaper. Those poor (mostly obese) diabetics you discuss could have saved money by consuming less food. That's fine - they can make their own choices, apparently they value twinkies over health. But it's not right to force the rest of us to pay for those choices. In much the same way, it's not right to force third parties to live with pollution just so a factory owner can save money by not upgrading his machines.