I would also add that it's pushing risk on those who would avoid it if they could. As GP said, even if the company owners are the ones who would usually shoulde

I would also add that it's pushing risk on those who would avoid it if they could. As GP said, even if the company owners are the ones who would usually shoulder the risk - at least they signed up for it, and are possibly better suited to deal with it. They know what they walked into, they may have less attachments/dependents, they may get a thrill out of it. Not many humans thrive under high-stakes insecurity. We'll have a pathological (and cruel) society if it's built on the pretense that everyone's an entrepreneurial whirlwind who gets a kick out of doing it without a safety net.