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Your first paragraph suggests that blacks are more delinquent than whites. Is that your intent? Or do you mean something else? Your second paragraph makes no s
by yummyfajitas 11y ago
Your first paragraph suggests that blacks are more delinquent than whites. Is that your intent? Or do you mean something else?
Your second paragraph makes no sense. Do black people but not white people have money to pay debts? That would seem to contradict your first paragraph. Remember, I was asking (predicated on the idea that there is some unfairness) why people would collect debts owed by blacks but not whites.
If the headline is the sole thesis, that's fine. I guess I thought the article was hinting at some kind of unfairness, rather than merely the fair application of debt collection processes being applied to disproportionately delinquent black people.
- DanBC 11y agoImagine poor white people and poor black people have similar levels of debt. Now imagine the poor black people are subjected to vastly more police stops and prosecution and fines (even though crime levels are similar). Those poor black people now have to pay money to courts or go to jail, which means they can't service the other debt, which means their debts are sold off to aggressive debt collectors.
- yummyfajitas 11y agoIf black people did commit crimes at a higher rate than whites, this might contradict your narrative... You also seem to be postulating a large amount of undetected and unprosecuted criminality among all populations. Why do you believe this is the case?