There is no real reason for the state to enforce debt collection to this extreme. If you don't want to lose money, don't lend it or at the very least have a sec

There is no real reason for the state to enforce debt collection to this extreme. If you don't want to lose money, don't lend it or at the very least have a secured collateral. That should get us rid of this entire problem of debt collection and exploitation. Would also encourage people to live within their means.