The gist is that you wouldn't know the real 'why' of such a rate increase / quote. The real question is why do you think a corporation with the resources of a l

The gist is that you wouldn't know the real 'why' of such a rate increase / quote. The real question is why do you think a corporation with the resources of a large insurance company wouldn't secretly use such information? Especially when they are famous for doing anything in their power to not pay out or cover high risk patients...