3 ms·

Raising insurance rates after you've been tracked parking near a chemo ward, general stalking, more accurate location based advertisements... I'm having a hard

by ugexe 11y ago

Raising insurance rates after you've been tracked parking near a chemo ward, general stalking, more accurate location based advertisements... I'm having a harder time thinking of how an entity with sufficient funds wouldn't be able to misuse this.

CyberDildonics 11y ago
My take on bulk collection of data is that it should be used on the people that could abuse it first, like politicians, CEOs of health insurance companies, etc.
tajen 11y ago
I always hear US people point out privacy issues with scenarios of insurance companies. Is this a real world problem? Do insurance companies actually browse available data and define different rates for every citizen based on whether they attend gym, go to chemo, go to nightclubs, or have bad marks at school?
- maaku 11y ago
  When they are allowed to, yes.
- samclearman 11y ago
  No. All the data that they use is self-reported (when you sign up for health insurance, they ask you if you smoke, etc).
  - deleted 11y ago
    [deleted]
- ugexe 11y ago
  The gist is that you wouldn't know the real 'why' of such a rate increase / quote. The real question is why do you think a corporation with the resources of a large insurance company wouldn't secretly use such information? Especially when they are famous for doing anything in their power to not pay out or cover high risk patients...
- Spooky23 11y ago
  When it comes time to pay up, you better believe it. If you're a declared "non-smoker", and die, and there's a picture of you taken after your policy data of you smoking a cigar, weed, or cigarette... good luck to your family's collection efforts. Many health insurers are collecting lots of trivial under the new "wellness" programs that are popping up. You can be sure that they are trying to correlate gym attendance vs. various claim events.

3 ms·

Raising insurance rates after you've been tracked parking near a chemo ward, general stalking, more accurate location based advertisements... I'm having a hard

by ugexe 11y ago

CyberDildonics 11y ago
My take on bulk collection of data is that it should be used on the people that could abuse it first, like politicians, CEOs of health insurance companies, etc.
tajen 11y ago
I always hear US people point out privacy issues with scenarios of insurance companies. Is this a real world problem? Do insurance companies actually browse available data and define different rates for every citizen based on whether they attend gym, go to chemo, go to nightclubs, or have bad marks at school?
- maaku 11y ago
  When they are allowed to, yes.
- samclearman 11y ago
  No. All the data that they use is self-reported (when you sign up for health insurance, they ask you if you smoke, etc).
  - deleted 11y ago
    [deleted]
- ugexe 11y ago
  The gist is that you wouldn't know the real 'why' of such a rate increase / quote. The real question is why do you think a corporation with the resources of a large insurance company wouldn't secretly use such information? Especially when they are famous for doing anything in their power to not pay out or cover high risk patients...
- Spooky23 11y ago
  When it comes time to pay up, you better believe it. If you're a declared "non-smoker", and die, and there's a picture of you taken after your policy data of you smoking a cigar, weed, or cigarette... good luck to your family's collection efforts. Many health insurers are collecting lots of trivial under the new "wellness" programs that are popping up. You can be sure that they are trying to correlate gym attendance vs. various claim events.