There is too much currency chasing too little capital. If anything, with US savings down in the pits, I think saving is too low. Why is there too little capital

There is too much currency chasing too little capital. If anything, with US savings down in the pits, I think saving is too low. Why is there too little capital for people to invest in? Every time the Federal Reserve lowers the interest rate or launches QE to prevent the economy from experiencing negative growth, companies producing goods the economy would not have wanted without stimulus, stays alive a little longer. As long as these companies stay in the economy, capital tied down to produce those goods cannot be used in a more productive manner. That's why each interest rate cycle has rates go lower and lower, each round of QE bigger and bigger, because the level of mal-investment is consistently growing higher and higher, and as a consequence yield is going lower and lower. Meanwhile through increasing debt and central bank policy there is more and more currency to invest with, in capital that is getting less and less productive because the capital is used for the wrong things. Those ghost cities and loss making subsidised farmers and iron ore mines aren't going to help compound growth because their yield is zero or less. They produce goods nobody really need, perpetuating deflation in goods people don't want, while the pool of goods people do want dwindles and get ever more expensive, for example, bacon.