Can you expand? It's easier now that ever to switch and compare banks. It's fairly competitive. But my original point was that the banks are losing a lot of mon

Can you expand? It's easier now that ever to switch and compare banks. It's fairly competitive. But my original point was that the banks are losing a lot of money on small accounts, so obviously they're not trying to compete for them and merely offer and service those accounts due to pressure of regulators and to earn public good will.