It's tough to go against the US government who's subsidizing homeowners at renters' expense though. 30-year fixed mortgages are unheard of elsewhere in the worl

It's tough to go against the US government who's subsidizing homeowners at renters' expense though. 30-year fixed mortgages are unheard of elsewhere in the world, that's why they all have to be underwritten by Fannie/Freddie in the ultimate end. And with where the interests rate are now, it's tough to resist locking that in for 30 years. And of course, mortgage interest tax deductions on top of that.