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> your credit is pulled multiple times (making it harder to get a mortgage) That's a myth. All mortgage credit queries within a 14 day window count as a single
by asuffield 11y ago
> your credit is pulled multiple times (making it harder to get a mortgage)
That's a myth. All mortgage credit queries within a 14 day window count as a single query. Lenders have not biased the system to penalise you for shopping for a good deal - they want to make offers to people who show good financial sense by doing that.
- HelloMcFly 11y agoAlso, when I signed up for Lending Tree I did not provide permission for hard inquiries. Every interested lender had to contact me and get my permission for a credit pull.
- guelo 11y ago14 day is a very short window. I was mortgage shopping for over 2 months recently.